BALCH CODE-3 : Its Applications to LIFE AND HEALTH INSURANCE.
BALCH Code-3 is a self or life management tool. It is designed for individuals or groups / organizations to achieve efficient and effective use of their resources, increase productivity and benefits within the lifetime of the individual or organization. Similar to what the life and health insurance companies do in life and death situation.
The unique feature of a BALCH Code -3 program is the influence of Source ( God ) on the decisions of the life and business activities of an individual and /or organization. Always with the aim of maximizing value and reducing losses.
This principle is based on the value Source/ Purpose placed in humans; which is God’s breathe of life in us. The human person is very valuable and needs protection against the hazards and perils of living in the world. Such risks like lifestyles, poverty, all kinds of sicknesses and diseases, deaths and accidents resulting in physical or spiritual dismemberment.
In good times BALCH Code-3 serves as self management and performance review technique. And also as a CHANGE management technique and program for individuals and organizations. It’s unique ability is that it takes care of our two worlds of existence.( spirit and physical lives).
In insurance underwriters are interested in determining the actuarial risks of potential insured or applicants with regard to their character, health situation, credit rating etc. Going through a BALCH Code-3 training can give a good insight to the personality of a potential or existing insurance consumer. First in determining the kind of risk and in determining the premium amongst other factors (e.g policy type, etc ).
Also a loan officer will require this training to understand the kind of personality requesting for a credit from them. Is this person a Bronze, Silver, Gold or Premium mind set? And for loan/ underwriters to be trained on the features of each of the personality types. Although there are secondary Credit Reporting Bureaus to give credit report information on individuals and organizations; this is firsthand and primary.
As we discussed in part 6, BALCH Code-3 is an all encompassing program/ strategy for dealing with life and every aspect of it( human activities) that requires management. For instance your lifestyle, marriage, parenting, running a business etc. it makes it possible for all these to be protected and maintained at very high standards of performance.
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